Terms & Conditions

Effective Date: Updated September 9, 2026

Welcome to KOSOLVA.com. These Terms and Conditions (“Terms”) govern your access to and use of the website located at https://kosolva.com (the “Website”), including any products, services, content, or features offered by KOSOLVA (“Company,” “we,” “us,” or “our”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Website.

1. Use of the Website

You agree to use the Website only for lawful purposes and in a manner that does not infringe upon the rights of others or interfere with the operation of the Website. You may not attempt to gain unauthorized access to our systems, transmit malicious software, scrape content without permission, or use the Website for fraudulent or unlawful activities.

We reserve the right to restrict or terminate access to the Website if these Terms are violated.

2. Products and Services

KOSOLVA may provide products, professional services, digital resources, consultations, or other offerings as described on the Website. The specific scope, deliverables, timelines, and pricing of any service will be established in the applicable proposal, service agreement, invoice, or written confirmation.

We reserve the right to modify, discontinue, or update our offerings at any time. Information on the Website is provided for general informational purposes and does not constitute a binding offer unless expressly stated otherwise.

3. Accounts and User Information

If you create an account or submit information through the Website, you agree to provide accurate and current information. You are responsible for maintaining the confidentiality of your login credentials and for activities conducted through your account.

You agree to notify us promptly if you become aware of unauthorized access to your account.

4. Pricing and Payments

Prices for products and services will be displayed on the Website or provided through a written quote or agreement. Payment terms, billing schedules, deposits, and any applicable fees will be disclosed before purchase or engagement.

Unless otherwise stated in a separate agreement, payments are due according to the terms shown at checkout or on the applicable invoice. We may suspend or delay services for overdue payments, subject to applicable law and any governing agreement.

5. Refunds and Cancellations

Refunds and cancellations are governed by the refund policy, checkout terms, or service agreement applicable to the product or service purchased. Where no separate policy applies, refund requests will be reviewed based on the nature of the purchase, work already performed, and applicable law.

Nothing in these Terms limits any non-waivable consumer rights or remedies available under applicable law.

6. Intellectual Property

All Website content, including text, graphics, logos, designs, software, videos, and other materials, is owned by KOSOLVA or its licensors and is protected by applicable intellectual property laws.

You may access and use Website content for personal or authorized business purposes. You may not reproduce, distribute, modify, sell, or commercially exploit our content without prior written permission, except as permitted by law.

Ownership and usage rights for custom work or deliverables will be governed by the applicable service agreement.

7. User Submissions

If you submit reviews, testimonials, comments, files, or other content, you represent that you have the right to provide such material and that it does not violate the rights of any third party.

You grant KOSOLVA a non-exclusive, royalty-free license to use submitted content for the purposes for which it was provided, including displaying reviews or testimonials when you have authorized their publication. We reserve the right to remove content that is unlawful, misleading, or otherwise inappropriate.

8. Third-Party Links and Services

The Website may contain links to third-party websites, payment processors, applications, or other services. We do not control these third parties and are not responsible for their content, policies, or practices.

Your use of third-party services is subject to their respective terms and privacy policies. Inclusion of a link does not necessarily imply endorsement.

9. No Guarantee of Results

Any examples, case studies, testimonials, or descriptions of potential outcomes are provided for informational purposes. Individual results may vary, and we do not guarantee specific business, financial, technical, or other outcomes unless expressly stated in a written agreement.

You are responsible for evaluating whether our products or services are appropriate for your particular needs.

10. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis. We do not warrant that the Website will be uninterrupted, error-free, secure, or free from harmful components.

We make no warranties regarding the accuracy, completeness, or reliability of Website content, except where such warranties cannot lawfully be excluded.

11. Limitation of Liability

To the fullest extent permitted by applicable law, KOSOLVA and its owners, employees, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Website.

Our total liability for claims relating to a purchased product or service will be limited to the amount paid for the product or service giving rise to the claim, except where applicable law prohibits such a limitation or a separate written agreement provides otherwise.

Nothing in these Terms excludes liability that cannot legally be excluded.

12. Indemnification

You agree to indemnify and hold harmless KOSOLVA from third-party claims, damages, and reasonable expenses arising from your unlawful use of the Website, violation of these Terms, or infringement of another party’s rights, to the extent permitted by applicable law.

13. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. Please review the Privacy Policy for additional information about our data practices.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, business practices, or legal requirements. Updated Terms will be posted on this page with a revised effective date.

Your continued use of the Website after changes become effective constitutes acceptance of the updated Terms, to the extent permitted by law.

15. Governing Law

These Terms will be governed by the laws of the State of [State], United States, without regard to conflict-of-law principles. Any disputes will be resolved in the courts of competent jurisdiction located in [County, State], unless applicable law requires otherwise.

16. Contact Information

If you have questions about these Terms and Conditions, please contact us:

KOSOLVA
Website: https://kosolva.com
Email: [email protected]
Phone: 318.436.9857
Mailing Address: 315 Pine Street, Monroe, LA 71201

Last Updated: September 9, 2026

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KOSOLVA VA Consultants is not VA-accredited and does not represent clients before the Department of Veterans Affairs.

We do not provide legal or claims-filing services. Our support is educational and coaching only.

Copyright 2026. KOSOLVA. All Rights Reserved. Site: CARLFRED RADIO DIGITAL